You are hanging out in your living room and having a fun binge-watching fest of your favorite new series. As you recline in your chair you look up and instantly notice something isn’t quite right about your ceiling. You turn on the lights to illuminate the room a bit better and climb up on a chair. It’s water. You have some kind of a leak in your attic, and it has broached the roof and come through the drywall into your ceiling. You were just watching television yesterday in the same spot and did not notice this water circle. The ceiling is not very wet to the touch, so this leads you to believe the leak is fresh.

Now is the time to think back to the last storm. Was it recent? During violent weather outbreaks and strong storm seasons such as monsoons it is typical to experience some form of storm damage to your home. Hail can be damaging to windows, siding and roofs. Strong winds can turn anything into a projectile and leave small holes in your roof or siding. The winds can also physically rip off any roof shingles that may already have been nearing the end of their life span.

When a small hole or rip occurs in the roof water will be able to permeate into the attic space. As the water trickles down it can cause some costly damage if it is not taken care of immediately. Storm damage is typically covered by your …